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# What are the differences among the different EMV applications supported by the different brands?




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Each payment network has its own EMV payment application solution built on top of its specification. These specifications are called:

- [AEIPS by American Express](https://www.americanexpress.com/us/content/chip/signature.html?intlink=US:Amex:NewSiteSearch:RecomLink1)

- [D-PAS by Discover](https://www.discover.com/credit-cards/chip-credit-cards/?srchQ=emv&srchS=internet_cm_corp&srchC=internet_cm_fe&srchP=1)

- [M/Chip by MasterCard](https://www.mastercard.us/en-us/issuers/products-and-solutions/grow-manage-your-business/payment-innovations/chip-emv.html)

- [VIS by Visa](http://usa.visa.com/clients-partners/issuers/credit-card-chip-technology/index.jsp)

To obtain documentation and information for the payment network EMV payment application specifications contact each organization or your account managers directly.