If you’re wondering what that new chip is on your credit or debit card, you are not alone. Paying with a chip card instead of a magnetic stripe card brings added security for your in-store transactions. Chip technology has been implemented in more than 80 countries around the world. At the end of 2014, 3.4 billion chip cards had been issued globally.   An estimated 400 million chip cards have been issued in the U.S. as of the end of 2015.

Want to learn more about chip cards? is an educational website that provides answers to essential questions, including: What is a chip card and why am I getting one? Why are chip card transactions more secure? How do I use my chip card?

EMV Fundamentals

  • Chip Card Video
    This video explains what chip cards are, why consumers are receiving them, and how to use them in stores and at ATMs.
  • EMV Chip Cards: The Future of Payments
    This EMV Migration Forum infographic explains the must-know facts about U.S. EMV Migration.
    Developed by the EMV Migration Forum and the Payments Security Task Force, provides easy to understand resources and delivers need-to-know information on what chip cards are, how to check for the chip and how to pay with them.
  • Using Chip Cards
    See how chip cards are used to pay with this short video.

Payments Industry Resources